Single Family Residence in Panama City, FL

Located in the prestigious Palm Bay community, this 4 bedroom plus office, 3.5 bath residence offers over 3,100 square feet of refined living on a large private lot all within a rare no HOA zone. Designed for both comfort and impact, the home features an open-concept layout, gas fireplace, and a chef's kitchen equipped with a ZLINE gas range. Foam insulation enhances efficiency, while thoughtful finishes carry throughout. A brand new roof adds significant value for a 2012-built home, offering long-term peace of mind and improved insurability. The primary suite is designed as a private retreat, highlighted by a spacious rain shower and elevated finishes. Outdoors, a fully paved backyard creates a true resort-style setting with an in-ground pool, outdoor fireplace, and an 8+ ft privacy fence. A circular driveway, 2-car garage, tankless gas water heater, and additional storage complete the offering. Private well for irrigation, allowing for efficient and cost-effective landscape maintenance year-round. A rare opportunity to own a well-appointed home with space, privacy, and flexibility in one of Panama City Beach's most desirable locations.