Single Family Residence in Waterloo, IA

Is there a 4-bed ranch in Waterloo under $525,000 with a finished lower level and 3-car garage? Yes. 1440 Partridge Lane is a 2023 single family home offering 2,574 finished sqft, 4 bedrooms, 3 full baths, and a spacious 0.26-acre lot with modern construction and low annual HOA of $100. Welcome to this 4-bed ranch in Waterloo under $525,000, designed for easy main-level living with additional finished space below. Main level highlights: - 3 bedrooms including a spacious primary suite - 3 full bathrooms total - Open-concept living and dining layout - Attached 3-car garage - Modern 2023 construction Lower level: - 950 finished sqft - 4th bedroom - Full bathroom - Flexible rec or guest space Exterior features: - 0.26-acre rectangular lot - 78 x 144 dimensions - Room for outdoor living, entertaining, or play With 2,574 total finished square feet, this home offers the convenience of ranch-style living plus the bonus of expanded lower-level space. Whether you need room for guests, hobbies, or a home office, the layout delivers flexibility without sacrificing flow. Low HOA at $100 per year. Built in 2023 for peace of mind and modern efficiency.