Single Family Residence in Independence, KY

100 percent Financing Available Through USDA/Rural Housing! This immaculate ranch home, resting on .87 acres at the end of a quiet cul-de-sac, offers the perfect blend of privacy, convenience, and modern comfort. With an open floor plan, newer vinyl plank flooring, neutral decor, fresh paint, and ample natural light, this move-in-ready home feels bright, spacious, and welcoming. The updated kitchen features quartz countertops, stainless steel appliances, and modern lighting-ideal for everyday living and entertaining. The owner's suite includes a private bath for added comfort, while the inviting living room showcases a warm brick fireplace as its centerpiece. Relax year-round in the 3-season room, or enjoy the expansive outdoor space featuring a covered front porch, fenced yard, and an enormous shed with electric-perfect for hobbies, storage, or small-business needs. The ready-to-finish basement with full bath rough-in provides excellent future expansion potential. Located just minutes from shopping, dining, parks, and major highways, this home offers the ideal combination of quiet country feel and in-town convenience. A rare opportunity with land, updates, and affordability all in one!