Single Family Residence in Utica, KY - $309,900

Spacious, Energy Smart Home with Curb Appeal & $0 Down USDA Financing! Step into this wonderful home and be greeted by a welcoming foyer that leads seamlessly into an expansive family room-bathed in natural and recessed light-perfect for gatherings or relaxing evenings. The open-concept dining area and upgraded kitchen are the heart of the home, featuring stylish 42" cabinetry, a versatile island, sleek tile backsplash, and a modern slate appliance package. On the first floor, you'll also find a powder room and a laundry area with a window for extra daylight. Step outside to the patio just off the living area-ideal for morning coffee or alfresco dining. Upstairs, the generous owner's suite offers a tranquil retreat with a spacious walk-in closet, private bath complete with natural light, and a separate shower stall. Three more bedrooms, a full bath, and a generous loft provide flexibility for family, guests, or work-from-home needs. Enjoy beautiful wood-look flooring in main areas and plush carpeting in the bedrooms for added comfort and style. Best of all, this Energy Smart home qualifies for $0 Down with the USDA Rural Housing Program-ask for details and make homeownership a reality! Love where you live-schedule your tour today!